CAPSUR takes the time to understand your unique needs and identify business risk exposures in order to provide yoc gives YOU the power of choice. In turn, that gives you the best option for the best price to protect your hard-earned assets!

After all, we’re in the business of helping people!

Business Owners Insurance (BOP)

A Business Owners Policy combines business property and business liability insurance into one convenient policy. It is custom made to cover your unique needs, usually making it cheaper than buying separate policies.

Business Auto Insurance

The right Commercial Auto Insurance covers you for accidents, injuries and other incidents that put your investments at risk. So whether you have one vehicle or a whole fleet, CAPSUR can ensure your business keeps driving forward.

Business Property

Business Property Insurance protects your assets in the event that they are stolen, damaged, or destroyed. This can include coverage for lost income, buildings, computers, money, and valuable papers.

Business General Liability Insurance

Commercial General Liability insurance provides coverage for third-party injuries, property damage, and lawsuits related to both. If you own a business, having General Liability coverage should not be an optional coverage.

Business Umbrella Insurance

Commercial Umbrella Insurance is designed to extend liability coverage over your existing insurance. If costs of a claim exceed the limits of your primary policies, this provides an additional layer to further protect your business assets.

Business Flood Insurance

According to FEMA — “40% of businesses do not reopen after a disaster, and for those that do, only 29% were still operating after two years.” Ensure that your business is protected in the event that you sustain floodwater damage.

Cyber Liability Insurance

Cyber Liability Insurance is designed to help your business mitigate risk exposure after a cyber attack or security breach. It works by offsetting your costs involved with recovery, allowing your business to get back to running smoothly.

Errors & Omissions Liability Insurance

E&O insurance — or Professional Liability Insurance, protects any business which offers advice or provides a service. This policy helps pay for legal expenses in the event you are sued over a professional mistake or oversight.

Workers’ Compensation Insurance

Workers’ Compensation Insurance covers employees injured in the scope of employment. This includes coverage for medical expenses, lost wages, and rehabilitation services resulting from a workplace injury or illness.

Inland Marine Insurance

Inland Marine Insurance protects your business products, materials and equipment while they are away from your business location. When property moves around a lot, it is subject to more opportunities for loss, damage, and theft.

Equipment Breakdown Insurance

Also known as Boiler and Machinery Insurance, Equipment Breakdown Insurance protects your company’s mechanical, electrical and computer equipment from unexpected breakdowns —including the cost to repair or replace.

Key-Employee Life Insurance

For any business, people are the company’s most valuable resource. Key Employee Insurance keeps your business running in the event of the death of an employee who is essential to the operation of running your business.