Your family and assets are important to you, but you may not know how best to protect them. CAPSUR takes the time to understand your unique needs and identify personal risk exposures in order to provide you with comprehensive insurance solutions. That way you can focus on protecting what you treasure most — your family.

Working with an independent insurance agency like CAPSUR gives YOU the power of choice. In turn, that gives you the best option for the best price to protect your hard-earned assets! After all, we’re in the business of helping people!

Homeowners Insurance

Your home is your most valuable asset, and should be protected that way. Every home and its contents are unique, and therefore requires a carefully crafted policy. Because it’s more than just a house, it’s your home.

Auto Insurance

Having the right auto coverage does not mean you have to be stuck paying higher insurance premiums. CAPSUR partners with the best carriers to give you the best protection at the best price to protect your hard-earned assets.

Motorcycle

Motorcycling is a very personal experience. When it’s just you, your motorcycle and the open road— nothing else matters. CAPSUR works hard to provide you smart, customized insurance that works hard to protect your adventurous spirit.

Condo Insurance

Your condo association’s insurance typically only covers the physical structure of your unit. Condo insurance picks up where your association’s insurance stops, ensuring that your personal property and the unit’s interior are protected.

Renters Insurance

When you lease or rent, your landlord’s insurance typically only covers the physical structure of your building. Renters insurance is designed to protect your personal property, keeping your lifestyle moving forward.

Special Dwelling Insurance

If you own a rental property or seasonal home, traditional homeowners insurance will not protect your investment from unique risks. CAPSUR ensures you have the most readily available protection against those risks.

Flood Insurance

Floods are the most common natural disaster. The vast majority of homeowners devastated by recent NC hurricanes lacked flood insurance. Just because you don’t live in a high flood risk area does not mean it will never happen to you.

Umbrella Insurance

Life is unpredictable, no matter how much planning we put into it. A major insurance claim or lawsuit could lead to significant financial loss if costs exceed your existing coverage under your homeowners and auto insurance policies.

Boat & Watercraft Insurance

Whether you own a power boat or a sailboat, your personal watercraft and boating equipment should be protected on both water and dry land. Watercraft insurance leaves more time for you on the water, and less time worrying at home.

RV Insurance

RV insurance can be complex and confusing. Whether you’re planning a family road trip or gearing up to live in your RV year-round — CAPSUR will have you prepared and protected, no matter where your travels take you.

Off-Road Vehicle Insurance

Most off-road vehicles are built for adventure — but some “off-road” activities are more relaxed. Make sure you are protected no matter what you ride or where you ride – whether it’s your golf cart on the greens or your ATV on the trails.

Classic Car Insurance

You’re passionate about your collector car. CAPSUR understands— owning a classic is a significant investment of your time and money. Insuring the vehicles you love, and the lifestyles that revolve around them, doesn’t have to be.